Get 2%-10% discount on your hospital cover if you're between 18-29 years old. Interest paid at 0.01%p.a. Interest is calculated on daily balances and paid monthly. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. *, Insure with CUA and enjoy a $250 reward with every eligible policy*. Comparison rates based on interest only for the fixed term and relevant P&I for balance of the term. Terms and conditions are available on application. After 12 months loan will revert to the relevant Standard Variable P&I repayments rate. Conditions: Minimum investment $5,000.Interest is calculated daily on whole … Conditions: Minimum investment $5,000. on balances from $5,000 to $50,000, and at 0.95%p.a. The rate of 1.70% is 0.23% higher than the average 1.47%. Maximums based on standard security. $0 fee online international transfers and competitive rates on foreign currency, © Credit Union Australia Ltd. ABN: 44 087 650 959, AFSL and Australian Credit Licence: 238317. Conditions: These interest rates are current as at 1 October 2020 and are subject to change. Welcome to financialadvisory.com Show debt who’s boss with a CUA Credit Card. Find Branch/ATM. Visit the Interest Rates page on our website to find out more. If you’re looking for a mortgage that makes payments more predictable and budgeting easier, a fixed-rate mortgage could be the right choice for you. Different terms, fees or other loan amounts might result in a different comparison rate. on the portion of the balance over $50,000. CUA’s website and Product Disclosure Statement provide more information on any interest adjustments or other early withdrawal penalties that may apply. Some of CUA’s lowest rates are found on home loan packages for new customers and refinancers. Interest rates and discounts may vary by loan purpose (owner occupied and investment) and by repayment type (principal and interest, interest only and construction loans). Not available for switching or restructuring of existing CUA home loans or to applicants for another CUA home loan fully approved prior to 14/11/2019. The new way to find banking opportunities, The question has been received and will be be reviewed for approval by a moderator. Owner occupiers and those paying principal and interest tend to receive lower rates than investors and those paying interest only. Comparison rate based on a 12 month interest only period and P&I for balance of the term. Steven Terner Mnuchin was sworn in as the 77th Secretary of the Treasury on February 13, 2017. Published interest rates and discounts available and applicable to home loans submitted on or after 7/11/2018. Zurich Life Insurance, protect the financial futures of the ones you love with Zurich Life Insurance. Conditions apply to 'new business only' offers. Minimum loan amount $100,000. Interest is calculated daily on whole balances and paid monthly. *, Insure with CUA and enjoy a $250 reward with every eligible policy*. your salary) into your CUA everyday account, Enjoy an interest rate up to 1.45% p.a. Interest rates and discounts may vary by loan purpose (owner occupied and investment) and by repayment type (principal and interest, interest only and construction loans). Conditions: Funds are available on call. With a fixed-rate mortgage, you get the same interest rate for the entire term of your mortgage, so you can count on making the same payment every month. Interest calculations assume all months are of equal length, even though some months are longer than others. © financialadvisory.com 2010-2020 - Although we cover a range of products that we update periodically, please confirm the precise terms and interest rates of the product with the relevant bank. 8Achieve Variable is available to new to CUA home loans only. CUA exists for our customers so profits go back to you as better rates and lower fees. The comparison rate includes the annual interest rate and the upfront and ongoing fees and charges relating to the loan, expressed as a single percentage figure. Also it is 1.05 % lower than the highest rate 2.75 Updated Sep, 2019 To receive the Platinum Plus Club Member rates mentioned below, the account owner of the term deposit must be either an individual aged 55 years or over, or a Super Fund/Trust, where the Trustee is an individual aged 55 years or over. All loans are subject to CUA's normal lending policy. The rate of 1.70% is 0.23% higher than the average 1.47%. Interest rate of 1.45% p.a. The CUA everyday transaction accounts that are eligible to receive the monthly deposit are the Everyday, Everyday Snap, Everyday Youth, Everyday 50+, Everyday 55+, Everyday Business, Prime Access, Freedom Plus and Platinum Plus Accounts. Unsure of what mortgage you can afford? plus bonus interest of 1.40% p.a.. on balances up to $5,000, then at 1.00%p.a. 0% balance transfers for 13 months and $0 balance transfer fee* T&Cs apply. With a fixed-rate mortgage, you get the same interest rate for the entire term of your mortgage, so you can count on making the same payment every month. Check out our Everyday Snap Account with $0 monthly account fees today. Interest is calculated on daily balances and paid monthly. The base rate of interest will be paid on the portion of any balance exceeding $500,000. Interest is calculated daily on whole balances. Maximum LVR limits apply based on standard security types. For more information about CUA Mastercard rates, please see the Mastercard section of this site. Thank you for your contribution, By creating an account, I agree to financialadvisory.com's, Credit Union Australia 3 Month Term Deposit, Credit Union Australia 6 Month Term Deposit, Credit Union Australia 3 Year Term Deposit, Bank of China Australia 1 Year Term Deposit, Bank of China Australia 1 Year CNY Term Deposit. For example, a deposit of $1,000 at an interest rate of 3 per cent will earn three per cent of $1,000 annually – meaning you’ll earn $30 of interest each year. CUA does however charge an interest rate reduction. on balances under $5,000, at 0.40%p.a. may have a comparison rate of 6.75% p.a. Conditions: Bonus interest is applied on top of the base rate if deposits totalling at least $250 and no withdrawals are made in the same whole calendar month. 5 Maximum interest only period of 24 months for owner-occupier and 60 months for investor lending subject to credit assessment. Refinance with CUA and enjoy a $2000 reward! Maximum LVR limits apply based on standard security types. CUA’s term deposit has a range of options when it comes to putting your savings away, whether it be for a short time or a long time. A fixed interest rate signifies what percentage of your original balance your term deposit will earn annually.